# How to Create a Term Deposit Account Application

Saving accounts may be created for active clients, active groups or active centers.

### **To create a saving account application for a client**

To create a saving account application for a client, select the client (*needs link to how to find a client)*. Click the **General** tab.

1. Click **+New Saving** on the bright blue action bar.
2. Select the saving product to base the saving account on from the product list.
3. Complete the [saving account fields](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/mifos-x-saving-accounts/how-to-create-a-saving-account-application/saving-account-fields), making any modifications from the default that are permitted and applicable to the saving account application.
4. Click **Submit**.

The saving account application will be created with a status of Pending Approval. Your financial institution will define the workflow and permissions for approving saving accounts.

### To create a group saving account application

To create a saving account application for a group, select the group (*needs link to how to find a group)*. Click the **General** tab.

1. Click **+Group Saving Application** on the bright blue action bar.
2. Select the saving product to base the saving account on from the product list.
3. Complete the [saving account fields](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/mifos-x-saving-accounts/how-to-create-a-saving-account-application/saving-account-fields) making any modifications from the default that are permitted and applicable to the saving application.
4. Click **Submit**.

The saving account application will be created with the status of Pending Approval. Your financial institution will define the workflow and permissions for approving saving accounts.

### To create a center saving account application

To create a saving account application for a center, select the center (*needs link to how to find a center)*. Click the **General** tab.

1. Click **+Center Saving Application** on the bright blue action bar.
2. Select the saving product to base the saving account on from the product list.
3. Complete the [saving account fields](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/mifos-x-saving-accounts/how-to-create-a-saving-account-application/saving-account-fields) making any modifications from the default that are permitted and applicable to the saving application.
4. Click **Submit**.

The saving account application will be created with a status of Pending Approval. Your financial institution will define the workflow and permissions for approving saving accounts.

### Related articles

* Page:[Share Accounts](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/share-accounts)
* Page:[How to Prepay a Loan Account](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/how-to-prepay-a-loan-account)
* Page:[Using collection sheet or other payment types for making payments](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/using-collection-sheet-or-other-payment-types-for-making-payments)
* Page:[How to Assign a Loan Officer](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/how-to-assign-a-loan-officer)
* Page:[How to Add a Charge to a Loan Account](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/mifos-x-saving-accounts/how-to-add-a-charge-to-a-saving-account)