# How to Create a Term Deposit Account Application

Saving accounts may be created for active clients, active groups or active centers.

### **To create a saving account application for a client**

To create a saving account application for a client, select the client (*needs link to how to find a client)*. Click the **General** tab.

1. Click **+New Saving** on the bright blue action bar.
2. Select the saving product to base the saving account on from the product list.
3. Complete the [saving account fields](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/mifos-x-saving-accounts/how-to-create-a-saving-account-application/saving-account-fields.md), making any modifications from the default that are permitted and applicable to the saving account application.
4. Click **Submit**.

The saving account application will be created with a status of Pending Approval. Your financial institution will define the workflow and permissions for approving saving accounts.

### To create a group saving account application

To create a saving account application for a group, select the group (*needs link to how to find a group)*. Click the **General** tab.

1. Click **+Group Saving Application** on the bright blue action bar.
2. Select the saving product to base the saving account on from the product list.
3. Complete the [saving account fields](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/mifos-x-saving-accounts/how-to-create-a-saving-account-application/saving-account-fields.md) making any modifications from the default that are permitted and applicable to the saving application.
4. Click **Submit**.

The saving account application will be created with the status of Pending Approval. Your financial institution will define the workflow and permissions for approving saving accounts.

### To create a center saving account application

To create a saving account application for a center, select the center (*needs link to how to find a center)*. Click the **General** tab.

1. Click **+Center Saving Application** on the bright blue action bar.
2. Select the saving product to base the saving account on from the product list.
3. Complete the [saving account fields](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/mifos-x-saving-accounts/how-to-create-a-saving-account-application/saving-account-fields.md) making any modifications from the default that are permitted and applicable to the saving application.
4. Click **Submit**.

The saving account application will be created with a status of Pending Approval. Your financial institution will define the workflow and permissions for approving saving accounts.

### Related articles

* Page:[Share Accounts](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/share-accounts.md)
* Page:[How to Prepay a Loan Account](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/how-to-prepay-a-loan-account.md)
* Page:[Using collection sheet or other payment types for making payments](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/using-collection-sheet-or-other-payment-types-for-making-payments.md)
* Page:[How to Assign a Loan Officer](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/how-to-assign-a-loan-officer.md)
* Page:[How to Add a Charge to a Loan Account](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/mifos-x-saving-accounts/how-to-add-a-charge-to-a-saving-account.md)


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/term-deposit-accounts-fixed-deposit-recurring-deposit/how-to-create-a-term-deposit-account-application.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.