# Product Mix

The **Product Mix** function allows a financial institution to define rules that restrict the loan accounts that may be held by a client at once. Mifos X checks a client's active loan accounts when a new loan is being disbursed. If there is a conflict between the client's active loan accounts and the loan account to be disbursed, it will result in an error and the new loan account will not be disbursed.&#x20;

By default, the system does not restrict any product combinations.

### **Navigation**

1. From the [Welcome Page](https://docs.mifos.org/mifosx/user-manual/for-all-users/untitled/welcome-page), select [**Admin**](https://docs.mifos.org/mifosx/user-manual/for-administrators-mifos-x-platform/administration), then[ **Products**](https://docs.mifos.org/mifosx/user-manual/for-administrators-mifos-x-platform/administration/products) from the drop-down menu.

![](https://mifosforge.jira.com/wiki/download/thumbnails/103186467/admin_products.PNG?version=1\&modificationDate=1555878319898\&cacheVersion=1\&api=v2\&height=250)

This will launch the **Products** menu.\
Select **Product Mix.**&#x20;

![](https://mifosforge.jira.com/wiki/download/thumbnails/103186467/Capture%2014.PNG?version=1\&modificationDate=1484283034258\&cacheVersion=1\&api=v2\&width=1080)

**NOTE:** Before you can define a product mix, you must be logged in to Mifos X with a username that has permission to define product mixes.&#x20;

If you have the appropriate permissions, you can decide which types of products a given client or group can mix. In this way, you can restrict clients from having active loans or savings accounts of different products at the same time.

For example: if you have three different loan products (A, B, and C), you can make a rule that if a client has taken loan A, then the client can have loan B but not C.&#x20;

### **Creating a new Product Mix**

1. Navigate to **Admin** >> **Products** and click on '**Product Mix**' to see the following window:

![](https://mifosforge.jira.com/wiki/download/attachments/103186467/Capture%2015.PNG?version=1\&modificationDate=1484283122849\&cacheVersion=1\&api=v2)

&#x20;   **2.** Click on '**+Add**' ![](https://mifosforge.jira.com/wiki/download/thumbnails/103186467/image2019-4-22_1-58-24.png?version=1\&modificationDate=1555878505396\&cacheVersion=1\&api=v2\&width=50) button, and the following window will be displayed:

![](https://mifosforge.jira.com/wiki/download/thumbnails/103186467/Capture%2016.PNG?version=1\&modificationDate=1484283267708\&cacheVersion=1\&api=v2\&width=1080)

&#x20;  3\. Select the loan product from the drop-down menu (*for instance: Agriculture*). After choosing the loan product, you can decide which loan products a client can get (*Allowed Products*) and which loan products are prohibited for the client (*Restricted Products*). <br>

* Move loan products from the **Allowed Products** list to the **Restricted Products** list by clicking on the product name and clicking on **>>**.
* Move loan products from the **Restricted Products** list to the **Allowed Products** list by clicking on the product name and clicking on **<<**.

&#x20;   4\. Once you're done, click on the '**Submit**' button ![](https://mifosforge.jira.com/wiki/download/thumbnails/103186467/image2019-4-22_2-2-33.png?version=1\&modificationDate=1555878754331\&cacheVersion=1\&api=v2\&width=55) to create a product mix.&#x20;

### **Edit or Delete Product Mix**

1. To edit or delete a Product Mix, navigate to **Admin** >> **Products** >> **Product Mix.** The following window will be displayed:&#x20;

![](https://mifosforge.jira.com/wiki/download/thumbnails/103186467/Capture%2018.PNG?version=1\&modificationDate=1484283575779\&cacheVersion=1\&api=v2\&width=1080)

&#x20;   2\. Click on the loan product on which the Product Mix is defined (*in this example, 'Agricultural Loan'*) to view the Product Mix:

![](https://mifosforge.jira.com/wiki/download/thumbnails/103186467/Capture%2017.PNG?version=2\&modificationDate=1484283633560\&cacheVersion=1\&api=v2\&width=1080)

&#x20;    3\. Either click on '**Edit**' or the '**Delete**' button to modify or delete the product mix respectively.

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