# How to Set up a Standing Instruction

### To set up a standing instruction to transfer funds from a saving account

Standing instructions can be set up to transfer funds from a saving account to another account. The transfer will take place based on the schedule defined in the standing instruction. For a loan repayment, the standing instruction schedule can be set to match the loan repayment schedule.

{% hint style="danger" %}
The saving account from which the transfer originates needs not belong to the same client that the destination account belongs to. The client who owns the originating account must request/authorize the standing instruction.

The originating and destination accounts must be in the same currency.
{% endhint %}

{% hint style="danger" %}
*Need to describe what happens when a standing instruction cannot be completed because of a shortage of funds in the originating account. There seems to be an outstanding issue in JIRA regarding re-attempts to satisfy the standing instruction.*
{% endhint %}

Locate the client or group whose savings account will be the originating account of the funds for the transfer.

1. Click **More** and **Create standing instructions** to create new standing instructions.
2. Complete the fields on the **Create Standing Instruction** form. See [Standing Instruction form fields](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/standing-instructions/how-to-set-up-a-standing-instruction/standing-instruction-form-fields).
3. Click **Submit**.

The standing instruction will be created and will be in effect from the **Validity from** date until the **To** date, inclusive or until the standing instruction is Disabled.

### Related articles <a href="#howtosetupastandinginstruction-relatedarticles" id="howtosetupastandinginstruction-relatedarticles"></a>

* Page:[Share Accounts](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/share-accounts)
* Page:[How to Prepay a Loan Account](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/how-to-prepay-a-loan-account)
* Page:[Using collection sheet or other payment types for making payments](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/using-collection-sheet-or-other-payment-types-for-making-payments)
* Page:[How to Assign a Loan Officer](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/how-to-assign-a-loan-officer)
* Page:[How to Add a Charge to a Loan Account](https://docs.mifos.org/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/mifos-x-saving-accounts/how-to-add-a-charge-to-a-saving-account)