# Clients, Groups and Centers

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Under the **branch** level, your financial institution can have centers and groups to organize and empower clients. Usually, a single Loan Officer works in a center and is responsible for several groups. If there is a center, it determines the meeting schedule *(if there is one)* for all the groups contained in it (*otherwise, the branch does this)*. The clients can be organized in multiple ways:

* **Groups** include multiple clients who can act as a unit. In a scenario where a group has a savings or a loan account, all the clients in that group contribute to it.\ <br>
* **Individual Clients** can act on their own as well, with individual savings and loan accounts. Furthermore, they even have the option to act as part of the group.