# How to Approve a Term Deposit Account Application

Once a term deposit account application has been submitted, it is ready to be approved (the term deposit account status is Pending Approval and the term deposit account color is gold). 

Term deposit account applications can be approved by Mifos x users with term deposit account approval permissions.

Approving a term deposit account application changes the status of the term deposit account from Pending Approval to Approved.

A term deposit account application that has been approved but not yet activated can be unapproved. Unapproving a term deposit account application changes the status of the term deposit account from Approved to Pending Approval. 

### **To approve a term deposit account application for a client**

To approve a term deposit account application for a client, select the client (*needs link to how to find a client)*. Click the **General** tab. The client's term deposit accounts are listed in the **Saving Account Overview** section.

1. Ensure active term deposit accounts are displayed by clicking **View Active Savings** on the saving action bar. \
   Pending approval term deposits will be indicated with a gold color swatch and **Submitted and Pending** **Approval** in the **Status** column. 
2. Click the term deposit account to be approved.\
   The term deposit account form will open. 
3. Click **Approve** on the action bar.\
   The Approve Term Deposit Account page will open. 
4. Accept the default date (today), or pick a date in the past but not before the Submitted date from the pop-up calendar for **Approved on**.
5. Capture any notes or comments in the **Note** field.
6. Click **Submit**.

The term deposit account application will be modified and its status changed to Approved. The term deposit account is now ready for activation.

### To undo term deposit account application approval

Locate the term deposit account to be unapproved by navigating to it through the client that holds the term deposit account.

1. Click the Approved term deposit account that is to be unapproved.
2. Click **Undo Approval** on the action bar.
3. Type a note to explain the reason for undoing the approval.
4. Click **Submit**.

The term deposit account application approval will be undone, and the term deposit account application status will be Pending Approval.

### Related articles

* Page:[Share Accounts](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/share-accounts.md)
* Page:[How to Prepay a Loan Account](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/how-to-prepay-a-loan-account.md)
* Page:[Using collection sheet or other payment types for making payments](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/using-collection-sheet-or-other-payment-types-for-making-payments.md)
* Page:[How to Assign a Loan Officer](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/loan-accounts/how-to-assign-a-loan-officer.md)
* Page:[How to Add a Charge to a Loan Account](/mifosx/user-manual/for-operational-users-mifos-x-web-app/accounts-and-transactions/deposit-accounts/mifos-x-saving-accounts/how-to-add-a-charge-to-a-saving-account.md)


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